Owen is home from college for the weekend when his father leaves on a business trip with one request: don't let the boy study the whole time. His young redhead stepmom Scarlett takes that very seriously. She asks about girlfriends, covers his hand with hers, catches him staring at her red bikini by the pool and tells him she likes it. That evening she puts her bare legs across his lap and says the only three words that matter: say stop, sweetie. And behind the fence, the neighbor is already holding up her phone. What happens next, and will Owen ever say it?